By: Jessica Pool, M.S. with Syble Solomon, M.Ed.
Adapted by: Evan Gimpel, Counselor, Trapper Creek Job Corps
Ages: 16-24 years
Length: 3 one-hour lessons

Money Habitudes 2^® is a quick program introducing vulnerable youth to the non-technical, human side of money – a critical element of successful money management.

The three active lessons explore how hidden attitudes affect the ways people -especially those with few financial resources – actually behave around money. Topics include:

• Why money management is important in our lives.
• Different approaches to handling money –spontaneous, practical, carefree, security, generous, and more.
• The symbolism of money– as a sign of power, status, love, safety, independence, loyalty and more.
• The influence of family, media, culture, and life events.
• The advantages and challenges of different approaches to money.
• The interplay between money and relationships.

A key goal is helping young people identify their personal financial patterns – and why these matter. The award-winning Money Habitudes^® card game, integrated into the lessons, makes the process fun and engaging.

Money Habitudes 2^® is written specifically for at-risk or low resource youth in community programs, including pregnancy prevention, teen parenting, and workforce development. The scenarios are realistic, reflecting the students’ limited resources and lack of financial know-how.

Ideal for grant-funded programs, Money Habitudes 2^® is practical, affordable, and easy to teach. Course materials include a teacher’s manual with 3 lessons, reusable card decks (one per student) and reproducible work sheets.